Isophoric News · Thursday, October 22, 2026
Workers' share of family health coverage rises 9% to $7,471 as employer premiums climb 5%, KFF survey finds
The average annual premium for employer-sponsored family health coverage rose 5% to $28,303 this year, and workers' own contribution toward family coverage rose 9% to $7,471, according to the Employer Health Benefits Survey that KFF released Oct. 22, KFF Health News reported. That is up from a 7.6% rise in workers' contributions from 2024 to 2025, and the premium rise follows a 6% increase the year before, the report says. Among large employers, those with at least 200 employees, 44% said they raised what workers pay toward coverage, and workers' earnings rose an average of 3.7% this year while overall inflation was 2.7%, according to the survey. Workers' share of the total premium rose only slightly overall, to 27% of the cost of family coverage and 18% of individual coverage, KFF said.